TERMS AND CONDITIONS OF USE OF THIS WEBSITE
This website and the information it contains is maintained for and on behalf of those members of The Canadian Insurance Services Regulatory Organization (CISRO) and the Canadian Council of Insurance Regulators (CCIR) (collectively, the “Regulators”) who have entered into a legal agreement to publish their regulatory decisions. This website is a non-commercial public service, for information and educational purposes only.
Each Regulator that publishes its decisions, including on this website, does so according to its own laws and any rules associated therewith. Accordingly, decisions published on this website may vary from jurisdiction to jurisdiction, both in decision type and format. The database includes decisions published from January 1, 2008 onward. For earlier decisions and questions concerning publications please contact the issuing regulator.
By using this website you are agreeing to the terms and conditions of use described on this page and in any other part of this website. You are deemed to agree to these terms even if you have not read them.
These terms and conditions may be changed at any time, without notice.
Use of this website is governed by the laws of Saskatchewan and the applicable laws of Canada.
COPYRIGHT AND INTELLECTUAL PROPERTY RIGHTS
The Insurance Councils of Saskatchewan, for and on behalf of the Regulators, claims all copyright and all other intellectual property rights in any and all content on this website and in the underlying coding, or otherwise has the express permission of the owner(s) of those rights to use the content on this website.
The names of all products and services mentioned on this website are the trade-marks of their owners. The display of trade-marks or trade-names on this website does not convey or create any license or other rights.
LIMITED LICENSE OF USE
You are granted a limited license to display on your computer, print and download and use the content of this website for your own informational or educational purposes only. You may not modify or distribute any content that you use. You must include with any display or copy of content its copyright notice and this limited license. No other use is permitted.
You may not:
(a) resell any content on this website;
(b) distribute any content on this website
(c) include any content from this website in or with any product that you create or distribute; or
(d) copy any content onto your own or any other website.
INFORMATION ON THIS WEBSITE IS NOT LEGAL OR FINANCIAL ADVICE
Information is provided on this website for reference purposes only. It is not intended to provide legal opinions or advice. You should not act or rely on any information on this website without consulting a qualified professional advisor, as appropriate.
ACCURACY AND WARRANTIES
Information on this website is believed to be complete and accurate when posted, but the Regulators do not guarantee the quality, accuracy, timeliness, or completeness of any content at any time. The Regulators give no warranty about either the website or the information it contains and the Regulators hereby disclaim any and all liability for any damages of any kind arising from any use of this website or its content.
The primary content of these databases depends on document provision sources. The process followed for publishing decisions varies by province. While most provincial regulators have been publishing disciplinary actions for many years, some have only recently been granted the legislative authority to publish, and others have no authority to publish.
ABOUT THIS DATABASE
· Information is displayed in both English and French only if the primary regulator publishes in both these languages;
· Where a regulator publishes in one language only, that decision will appear on both the English and French version of the database;
· The search feature searches all collections;
· This database is updated contemporaneously with the update of the primary regulator's website/publication;
· Any questions regarding these publications should be directed to the primary regulator.